Lending Solutions
Enrich Your Life With A Loan Customized For You
At PointBank, we create the right loans to fit both your personal and business needs. We offer competitive financing, so you can be sure you are getting a great value in addition to personal service.
As longstanding leaders in Denton County community banking, we at PointBank have the strong financial foundation necessary to help you best meet all of your financial goals. With our deep roots in Denton County and our local decision-making, you will find us to be flexible and responsive to your loan needs.
- Loan decisions made right here in Denton County.
- President and CEO you can speak with in person.
- Fast loan processing.
Personal Loans
At Pointbank, we seek to help you achieve your personal goals. Whether you’re building a new home, remodeling your kitchen or buying a new car, PointBank has the right financing at competitive terms to help you meet and exceed your goals.
A personal loan from PointBank can help you:
- Build a new home
- Remodel your home
- Purchase a new car
- Pay for tuition
- Pay unexpected bills
- Take a vacation
Personal Lines and Loans
At Pointbank, we seek to help you achieve your personal goals. Whether you’re building a new home, remodeling your kitchen or buying a new car, PointBank has the right financing at competitive terms to help you meet and exceed your goals.
Mortgage Lending
For everything from purchasing to refinancing to renovating, local PointBank mortgage experts are here to help. Our mortgage lenders are ready to guide you through the mortgage lending process with only your best interests in mind.
Auto Loans
With an Auto Loan from PointBank, you can purchase the car that best suits your needs. We offer competitive rates on both new and used cars, as well as payment plans customized to fit your budget.
Business Loans
A customized business loan with PointBank will help you grow your business and keep it running smoothly, and our loan experts make the loan process a breeze, allowing you to spend far less time worrying about the finances of your business.
With a business loan at PointBank you can:
- Purchase new equipment
- Invest in new physical locations
- Purchase new inventory
- Invest in a new website
Recently Funded Business Loans
- Medical Practice Loan
- Amount $100,000
- Term 3 months interest only, then 5 year term.
- Annual Percentage Rate 4.99% fixed
- Equipment Loan
- Amount $172,900
- Term 3 years
- Annual Percentage Rate 5.75% fixed
- Aircraft Loan – 1986 Cessna Citation SII
- Amount $410,000
- Term 3 year term with 7 year amortization.
- Annual Percentage Rate 7.25% fixed
At PointBank, we understand that getting a loan may seem intimidating, so our specialists are here to help you through every step of the loan process. PointBank is a community bank, and that means we look at much more than just a credit history. We want to get to know you and your needs so we can help you achieve your goals.
To discuss your loan options with us, call or email today. If you prefer to meet in person, feel free to stop by your nearest branch location, experience our friendly services, and start your own loan with PointBank.
*Loans subject to credit approval.
Business Lines and Loans
If you are looking to grow your business, PointBank is the right partner for you. Whether for acquisitions or operating funds, purchasing equipment or financing real estate, PointBank specializes in customizing the right business or commercial loan to meet your needs.
Real Estate Financing
We at PointBank realize that real estate is a hugely important asset, so we offer a wide variety of different terms at competitive rates. No matter the scale of the real estate, now may be the time to purchase new property with a loan or refinance your current property through PointBank.
Physician Point
PointBank offers expertise and products specifically designed for healthcare professionals. Our four point physician program includes a doctor-focused team, dedicated migration specialist, temporary line of credit, and special loan products.
Church Loans
Whether you are building a new church, purchasing a building for your church, purchasing land, adding new locations, or remodeling your current location, PointBank offers the right financing for you and your congregation at competitive terms.
